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$320,000  (list price)
$320,000
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Multi-family:  Duplex Up and Down
Built 1916
1,795 sqft0.23 acres
St. Paul schools
MLS# 6102265
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    Property Description

    Rare all-brick Double-Bungalow (duplex) sitting on a double lot and boasting solar income and an insulated 3+ car garage -- 9.3% gross cap rate! Stunning brick and woodwork throughout – a true charmer. Each unit has 1BD and 1 Den, perfect for owner-occupant or investment. Solar income averages about $35/month, and is credited by Xcel Energy on each monthly bill. Premium windows throughout (Marvin Integrity), PEX plumbing, updated electrical, and the boiler & water heater were new in 2008. Watch the Virtual Tour!

    Listing

    Contingency: None
    Price per sq ft: $178
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55106
    Neighborhood/Area: Greater East Side

    Interior

    Living Area: 1,795 ft2
    Above Ground Living: 1,795 ft2
    Total Ranges: One Per Unit
    Total Refrigerators: One Per Unit
    Basement Details:
    • Block
    • Drain Tiled
    • Full
    • Partially Finished
    • Sump Pump

    Exterior

    Garage Spaces: 3
    Heating System: Hot Water
    Foundation Size: 975 ft2
    Fencing: None
    Handicap Accessible: None
    Road Frontage: City Street
    Exterior Material: Brick/Stone
    Roof Details:
    • Age Over 8 Years
    • Asphalt
    • Pitched
    Upper Level Size Sq Ft
    Unit 2 Bedroom 1  13 x 13  169 
    Unit 2 Extra Room 1  11 x 9  99 
    Unit 2 Extra Room 2  5 x 5  25 
    Unit 2 Kitchen  11 x 9  99 
    Unit 2 Living Room  14 x 14  196 
    Level Size Sq Ft
    Unit 2 Dining Room  —  — 
    Main Level Size Sq Ft
    Unit 1 Bedroom 1  11 x 11  121 
    Unit 1 Dining Room  13 x 11  143 
    Unit 1 Extra Room 1  10 x 7  70 
    Unit 1 Extra Room 2  20 x 7  140 
    Unit 1 Extra Room 3  12 x 7  84 
    Unit 1 Kitchen  12 x 10  120 
    Unit 1 Living Room  16 x 13  208 

    Lot

    Acres: 0.23
    Geolocation: 44.96557812, -93.02888966
    Lot Dimensions: 80 x 127
    Lot Description:
    • Public Transit (w/in 6 blks)
    • Tree Coverage - Medium

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: $2,500
    Annual Maintenance Expense: None
    Annual Gross Expense: $7,500
    Annual Trash Expense: None
    Annual Water/Sewer Expense: None
    Tenant Expenses: Electricity, Fuel, Trash Collection

    Financial & Taxes

    Tax Year: 2021
    Annual Taxes: $4,710
    Assessment Pending: No
    Taxes w/ Assessments: $4,982

    Income

    Annual Gross Income: $27,300

    Unit

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: Yes
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of RE/MAX Advantage Plus.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.